Big reductions in allowances for capital gains tax and dividends announced in last November’s autumn statement invite the question: should we be re-thinking how we use investment bonds and GIAs? In this lunchtime Assembly online, we’ll be joined by Les Cameron from M&G Wealth to dig into the topic and consider the consequences for paraplanning of the changes. Over the course of an hour we expect to cover: - the tax landscape and recent changes - how the internal tax on investment bonds works - pros and cons of each tax wrapper - planning opportunities before and after tax year end - how rebalancing, bed and ISA, DIMs and self assessment fit into planning We'll bring it all together with some case studies and a look at M&G Wealth's new tax wrapper comparison tool.